Applying Learning Theories - 3548 Words

Introduction to Learning Theories EDU622-0603A-01: Applying Learning Theories Unit 1 IP Dr. Trude Fawson American Intercontinental University June 17, 2006 Introduction How do we come to know what we know? What is knowledge? These questions are important not only for epistemologists or philosophers who study knowledge, but, as well for those interested in the sciences and education. Whether knowledge is seen as absolute, separate from the knower and corresponding to a knowable, external reality or as seen as part of the knower and relative to the individuals experiences with his environment have far-reaching implications. In ancient times, people believed that only God could provide glimpses of the ‘real world. During the†¦show more content†¦Skinner believed that radical behaviorism should not be considered a theory but as an experimental analysis of behavior studying functional relationships between environmental variables and behavior (Driscoll, 2005). Kimble, (2000) defined behaviorism as any psychology that views its necessity as the understanding of behavior and accepts stimuli (situations and responses). That if behaviorism wants to be a science it must take on some form of that approach aiming at comprehending observable events in the world, and the only such events available to psychology are responses and the situations in which the occur. Websters defines cognition as the act or process of knowing in the broadest sense; specifically, an intellectual process by which knowledge is gained from perception or ideas. Learning is defined as a change of knowledge state. Whereas knowledge acquisition can be described as a mental activity that entails internal coding and structuring by the learner. Bruner believes that theories of development and instruction should be considered together. He has stated that a well-developed intelligent mind creates from experience and that the goal of education is to make the learner an independent self-motivated thinker (Driscoll, 2005). Ernest (1995) as cited by Murphy (1997) derived a set of theoretical underpinngs common to the different schools of constructivism: 1. Knowledge as a whole is problematized, not just theShow MoreRelatedApplying Adult Learning Theory Through Character Analysis Essay1448 Words   |  6 PagesAbstract This assignment explores the learning theories of Mezirow and Bandura through the character analysis of Malcolm X, portrayed by actor Denzel Washington from the film â€Å"Malcolm X†. The focus is to examine the theoretical perspective of adult learning theories transformative learning and that of social learning and how they impact character learning and development. Applying Adult Learning Theory through A character Analysis The film â€Å"Malcolm X,† produced by Worth, written and directedRead MoreApplying Learning Theories Of Learning1469 Words   |  6 Pages Applying Learning Theory to Life PSY 331 Catherine Vivi Ashford University Instructor: Steven Peters February 9, 2015 â€Æ' Applying Learning Theory to Life Epistemology, or in other words, the theory of knowledge, is the study of knowledge, what it is, how we acquire it, and our justifiable beliefs that are included in that study. Generally, the study of knowledge is done through a philosophical method. There are four basic theories of learning; those are behaviorism, cognitivism, constructivismRead MoreApplying Learning Theory Of Life1507 Words   |  7 Pages Applying Learning Theory to Life Kristen Lewis PSY331: Psychology of Learning Nina Dulabaum 2 Feb 2015 Introduction: Learning can be defined as a lasting change in behavior of an entity that is down to the experience gained by the entity. The basic purpose of this paper is to apply the learning principles to by presenting and teaching the information to others in the workforce, to help people learn in the best way. We have to choose the best methods and best principles of learningRead MoreApplying Learning Theory to Life1015 Words   |  5 PagesEffective training begins with managers who are able to create an environment that engages different learning types (multiple Intelligences). While it is important, to remember that none can be applied across the panel to all learners in all situations; nevertheless some interconnections are apparent. Blends of pedagogical and embracing various learning panaches help meet the need of a larger portion of the employees. Fundamentally vital is the well-defined material assembled in right sequencesRead MoreKolb s Theory Of Experimental Learning Theory1705 Wo rds   |  7 PagesTheories are the bases for everything that we do as a nurse. Theories are the bases for nursing as we care for patients, and theories are also the bases for the way that we learn and grow as nurses. Kolb’s theory of Experimental Learning is one of the theories that can be used to describe the cycle of learning that occurs in the class room. This article is dedicated to describing how the Kolb’s theory of Experimental Learning can be used in a classroom for the purpose of teaching undergraduate studentsRead MoreConstructivist Theory Of Constructivist Learning Theory969 Words   |  4 PagesConstructivist Learning theory is a theory that is based on observation and in a scientific study about how people learn. The theory is a philosophy that enhances the students’ logical and conceptual growth. The underlying concept within the constructivist learning theory is the role which experiences or connections witha the adjoining atmosphere that plays in the students’ education. So, the constructivist learning theory says that people construct their own understanding and knowledge of the worldRead MoreLet me point out a few common misconceptions that you might create while conceptualising your own600 Words   |  3 Pagescommon misconceptions that you might create while conceptualising your own version of Biggs ideas. Surface and deep are characteristics of the approaches that students might make, not characteristics of the students themselves. The three learning theories I want to discuss are Constructivist, Humanist and Congnitivism. According to constructivist theorists it is important that students do not have misconceptions before they start to learn a new concept. Teachers should identify the studentsRead MoreLearning And Its Implications For Education Essay1271 Words   |  6 PagesLearning is an important process in education and in life in general. One cannot simply grow, adapt, and manage life without learning. However, everyone learns in various different ways. Shuell (2016) states, â€Å"When a particular word is used, people usually assume everyone has a common understanding of what the word means. Unfortunately, such is not always the case. In trying to understand the various theories of learning and their implications for education, it is helpful to realize that the termRead MoreThe Is The Art And Science Of Helping Adults Learn945 Words   |  4 Pagesout daily to streamline the learning curve. Someone is always coming up with new applications or YouTube videos to assist in teaching individuals a step-by-step process on how to do something. Malcolm Knowles and David Kolb both were innovators, and they both wanted adults to be able to learn new things and feel comfortable that they would be able to. As you read this paper, you will discover the different concepts that they both had a hand in to improve the learning curve of the adult populationRead MoreResearch On The Distance Learning Student Essay1118 Words   |  5 PagesResearch on the Distance Learning Student Ting Wang Emporia State University In Sahin’s research (2008), he was trying to find if the selection of technologies chosen for online learning could be used to reflect learners’ preferences and related characteristics. According to the research among 279 students in five online undergraduate courses, the Moore’s Transactional Distance Theory may connect with Kolb’s theory, which means three dimensions learning may link with two-dimensional

Attempts to Mends the Nation During the Reconstruction Era

Historians are right to call Reconstruction one of the â€Å"darkest† times in American history. Nobody was sure of anything. After the Union victory over the Confederacy, politicians were tasked with trying to mend a nation divided down the middle. It was a time of many questions (Independence Hall Association in Philadelphia, 2008). Questions ranging from: What would be the conditions of readmitting the Confederate States back into the Union? Who would be tasked with creating the terms, Congress or the President? What was to become of the Confederate leaders? What labor system would be replacing slavery? What would former slaves social status be (Independence Hall Association in Philadelphia, 2008)? In the end, three different plans†¦show more content†¦The Wade Davis bill demanded that fifty percent of a Confederate states male voter population take the â€Å"ironclad† oath before reentering the Union. However, President Lincoln used his pocket veto to keep the Wade-Davis Bill from ever becoming a law. By the end of the Civil War President Lincoln’s plan for reconstruction was ultimately a bust. States like Louisiana, Arkansas, Tennessee, and Virginia followed President Lincoln’s plan for readmission to the Union, but Congress refused to seat the Senators and Representatives elected from those states. President Lincolns assassination followed shortly after and his plan for reconstruction died along with him (HighBeam Research, LLC, 2005). After President Lincoln’s assassination his Vice President Andrew Johnson became the new President and began his own version of reconstruction. Although it was common knowledge at the time President Johnson did not like southern planter elites, he was surprisingly lenient towards them. He even blocked radicals in Congress attempts to pass punitive legislation on the Confederate states (ushistory.org, 2008). Just as his predecessor, President Johnson’s main reconstruction goal was to get the Confederate states back into the Union as fast as possible. To help speed up this process President Johnson returned property confiscated by the Union’s army to southerners. He issued pardons to bothShow MoreRelatedThe Legacy Of The Great Depression3599 Words   |  15 PagesThe election of 1932 focused primarily on the Great Depression, the recent economic crisis that had swallowed the nation. At this time, thirteen million people were unemployed and 774 banks were shutting down annually. Economically unstable, Americans turned to Franklin Delano Roosevelt who claimed, â€Å"better days were ahead† with his New Deal reformation. He promised economic â€Å"recovery, job creation, investment in public works, and civic uplift† (Harvey 88). Immediately upon entering the white houseRead MoreA Comparison Between Booker T. Washington (19th century) and Martin Luther King Jr. (2 0th century)5383 Words   |  22 Pageskeynote speaker at the March on Washington, youngest Nobel Peace Prize laureate. But in retrospect, single events are less important than the fact that King, and his policy of nonviolent protest, was the dominant force in the civil rights movement during its decade of greatest achievement, from 1957 to 1968. II.BOOKER T. WASHINGTON A. HISTORY Booker T. Washington was born a slave in Hales Ford, Virginia, reportedly on April 5, 1856. After emancipation, his family was so poverty stricken that heRead MorePerformance of Development Financial Institutions in India4877 Words   |  20 PagesLevel Industrial Development Banks Industrial Development Bank of India (IDBI) Industrial Finance Corporation of India (IFCI) Industrial Credit and Investment Corpn. of India (ICICI) Small Industries Development Bank of India (SIDBI) Industrial Reconstruction Bank of India (IRBI) Shipping Credit and Investment Company of India (SCICI) Specialised Financial Institutions Technology Development Information Company of India Limited (TDICI) Risk Capital Technology Finance Corporation Limited (RCTC)Read MoreEssay on The Glory and The Dream9497 Words   |  38 PagesRugged Individualism? a. Rugged Individualism was when someone was called upon for advice, he or she â€Å"was impelled by the conventional wisdom to offer proposals designed to make things worse.† (pg. 21) Chapter 1 1. What businesses flourished during the Great Depression? Why? a. Radio production businesses and radio stations flourished because it was cheap entertainment, in which people could listen to whenever they were. Advertising flourished too because they would act as the Depression was

MLK And Malcolm X Essay Research Paper free essay sample

MLK And Malcolm X Essay, Research Paper MLK and Malcolm Ten: Different Tacticss Same Results Martin Luther King, Jr. and Malcolm X grew up in different environments. King was raised in a comfy middle-class household where instruction was steadfastly stressed. Malcolm X, on the other manus came from an underprivileged place, where instruction was non such a large trade. Malcolm X was a self taught adult male, who received small schooling and rose to greatness on his ain due to his ain intelligence and finding. The early backgrounds of the two were clearly responsible for the distinguishable different responses to their battle against American racism. With King being a knowing adult male, he had read up on non-violence, and would utilize non-violence as the maneuver of the Civil Rights Movement in which he led. Malcolm X, nevertheless chose self-defence and force as the method for acquiring his point across. Although Martin Luther King, Jr. and Malcolm X used different methods, they were both after the same thing, and that was racial and societal equality for all races. Martin Luther King, Jr. was born into a household whose name was already good established in Atlanta, GA. King? s parents made sure that their kid was secured and good taken attention of. Malcolm X nevertheless was raised in a wholly different atmosphere. He was raised in an ambiance of fright and choler, where his seeds of resentment were planted. When Malcolm X ( his name was Malcolm Little at this point in clip ) was little his household was force to travel to Michigan due to changeless torment from the Klu Klux Klan. Once the household arrived in Michigan, things merely seemed to acquire worse. His male parent was killed, his female parent had a nervous dislocation, and was placed in mental infirmary, and the remainder of his household was split up. Malcolm was haunted by this early incubus for most of his life. From that point in his life hatred and a desire for retaliation drove him. Through the motions, King had a more positive attitude towards integrating than that of Malcolm X. King believed that through peaceable presentations and statements, that inkinesss would someday accomplish full equality with Whites. Malcolm X? s desperation about life was reflected in his angry, pessimistic belief that equality is impossible because Whites had no ethical motives towards inkinesss. King had a more integrationalist type doctrine, where he felt that inkinesss and Whites should be united and unrecorded together in peace. Malcolm X, nevertheless believed in a breakaway doctrine. He believed that merely through revolution and force that inkinesss could obtain their rightful topographic point in society. Both Malcolm X and Martin Luther King, Jr. delivered their messages through powerful, trenchant addresss. However, their purposes were delivered in different manners with different intents. ? King was fundamentally a peaceable leader who urged non-violence to his followings. He traveled about the state giving addresss that inspired black and white hearers to work together for racial harmony. ? ( pg. 135, Martin Luther King Jr. and the Freedom Movement ) Malcolm X, for the most portion believed that non-violence and integrating was a fast one by Whites to maintain inkinesss in the topographic point the they wanted to maintain them in. He was ferocious with white racism and encouraged his followings, through his addresss to lift up and support themselves against their white enemies. Malcolm X and Martin Luther King childhood # 8217 ; s had powerful influences on the work forces they became and their addresss. Malcolm X was brought up in an ambiance on force. During his childhood, Malcolm X saw all the maltreatment that his female parent and male parent had received from Whites, due to the colour of their tegument. Malcolm X? s bitterness towards Whites increased as he suffered through the depredations of incorporate schooling. Malcolm X was an intelligent pupil who shared the dream of being a attorney. That dream was shot down by one of his instructors who told him to concentrate on things that were in world, gettable. Although Malcolm X was an intelligent pupil, Malcolm X? s choler caused him to drop out of school. He so moved to Boston with his half sister, Ella, where he began to acquire involved into the street life and offense. From Boston, he went on to Harlem, New York, where he began to sell and utilize drugs and would subsequently, back in Boston, set up a burglary ring to back up his wont of drug usage. Malcolm X? s ill will and publicity of force as a manner of acquiring alteration was clearly something he had learned from the experiences of his childhood. Martin Luther King Jr. lived in an wholly different environment. He was a smart pupil, who skipped two classs before come ining an Ivy League college at merely the age of 15. He was the category valedictory speaker with an A mean. King paraded his graduation nowadays in a new green Chevrolet before his fellow alumnuss. He was raised in the perfect environment where dreams and love were generated. Martin Luther King Jr. and Malcolm X childhood # 8217 ; s were? a survey in polarity. ? ( pg. 254, Reflecting Black ) Whereas, Malcolm X was raised in bloodcurdling conditions, King? s place was about dream-like. He was raised in a comfy middle-class place where strong values natured his sense of dignity. Sure, many have admired Malcolm X and Martin Luther King Jr. for the manner that they preached. ? Both King and Malcolm X promoted self-knowledge and regard for one? s history and civilization as a footing of unity. ? ( pg. 253, Reflecting Black. ) Other than the fact that they were similar in some ways, they besides had many differences that people admired, both in address and belief. Malcolm X, in many ways, was known to many as an extremist. For most of the clip that he spent as an Islamic curate, he preached about segregation between inkinesss and Whites. He besides preached about Black Nationalism, some would name it black domination. Malcolm X was a individual who had been misled all through his life. This can be easy shown particularly at the clip when he broke off from the Black Muslim Party, because he realized that they were misdirecting him by stating him that segregation between inkinesss and Whites is the lone manner to travel. They besides misled him by stating him that segregation was portion of the Islamic faith. He realized that he had been lied to on a pilgrims journey to Mecca. Malcolm X? s life was seen by many as a incubus because he was abused and haunted by both inkinesss and Whites. He repeatedly talked about how the white adult male still saw the black adult male as a slave. He saw the white adult male as a Satan. He described America as a house with a bomb indoors, and he saw it as a topographic point that was about to detonate. Martin Luther King, Jr. , besides sometimes referred to as an extremist, appeared to many as unagitated and idealistic. Many say his composure came from his peaceable middle-class life. For case, King preached about equality for inkinesss and Whites. He besides preached about acquiring this equality trough a non-violent manner. King? s was seen as the most popular of the many black leaders. ? King urged inkinesss to win their rightful topographic point in society by deriving self-respect, high moral criterions, difficult work, and leading. He besides urged inkinesss to make this in a non-violent manner. ? ( pg. 255, Reflecting Black ) The difference between the Malcolm X and Martin Luther King Jr. backgrounds had a direct influence on their ulterior point of views. As a black young person, Malcolm X was rebellious and angry. He blamed the hapless societal conditions that inkinesss lived in on the Whites. While life in the ghetto Malcolm learned to reject the non-violence impression and integrating. Alternatively he chose to accept a breakaway doctrine. As a consequence, ? Malcolm X recommended a separationist and nationalist scheme for black survival. ? ( pg. 57, Malcolm Ten: The Man and His Timess ) He believed that merely through force would condition alteration. He saw no grounds that white society had any moral scruples and he promoted the function of the angry black race against a racialist America. King? s doctrines present a crisp contrast to those of Malcolm X. He believe that through difficult work, strong leading, and non-violent tactics, that inkinesss could accomplish full equality with Whites. His belief in non-violence even extended to a adult female who about killed him. King was reported as stating, ? wear? t persecute her, acquire her healed. ? ( pg. 52, Martin Luther King, Jr. and the Freedom Movement ) Near the terminal of their lives, Martin Luther King, Jr. and Malcolm X? s beliefs became more similar. Malcolm X corrected himself after his interruption with the Black Muslim motion. He now emphasized integrity and alteration through black pride instead than through hatred and retaliation. King, on the other manus, became slightly angry at the deficiency of advancement made on racial equality. At one point in clip, Malcolm X really wanted? to fall in forces with King and the progressive elements of the Civil Right? s Movement. ? ( pg. 262, Malcolm Ten: The Man and His Timess ) To many, Martin Luther King Jr. and Malcolm X were heroes of the Civil Rights Movement. However, many have seen a really pessimistic side to King, while Malcolm X was more optimistic towards segregation for most of his life. Some have said that later on in their lives, the two began taking opposite functions and changed. The addresss of Martin Luther King Jr. and Malcolm X reflected both work forces? s visions on bettering America. Both work forces believed that if inkinesss were to achieve freedom, they foremost needed to accomplish dignity. However, Malcolm X? s addresss were delivered in a radical tone which could motivate his hearers and followings into the hate of white America. Malcolm X used direct and to the point linguistic communication which could be understood by all degrees of society. Malcolm X? s creativeness with linguistic communication helped construct the Black Muslim Movement in the United States. In his? Definition of a Revolution? address, delivered in November 1963, Malcolm X openly justifies force as a manner of deriving equality. ? And if it is fight for America to outline us and learn us how to be violent in defence of the state, so isn? t it right for you and me to make whatever is necessary to support our ain people right here in this country. ? ( pg. 253, Malcolm Ten: The Man and His Timess ) He encouraged inkinesss to detest white America and to revolt against them. ? Revolution is bloody, revolution is hostile, revolution knows no via media, revolution upsets and destroys everything that gets in its way. ? ( pg. 255, Malcolm Ten: The Man and His Timess ) In his address? God? s Judgement of White America, ? delivered on December 1, 1963, Malcolm X once more promoted his separationist doctrine. ? America must put aside some separate district here n the Western Hemisphere where the two races can populate apart from each other, since we surely wear? t get along peacefully while we are here together. ? ( pg. 287, Malcolm Ten: The Man a nd His Timess ) After Malcolm X? s pilgrims journey to Mecca in 1964, he reappraised white America and modified slightly his racialist and anti-white beliefs. This alteration is reflected in his? Communication and Reality? spoken to the American Domestic Peace Corps. ? I am against any signifier of racism. We are all against racism. I believe in Allah. I believe in the brotherhood of adult male, all work forces, but I do non believe in the brotherhood with anybody who does non desire brotherhood with me. ? ( pg. 289, Malcolm Ten: The Man and His Timess ) Martin Luther King Jr. was and every bit strong talker. Dr. King on the other manus used a more sophisticated manner in order to make the educated. He used most of his addresss to promote white and black people to work together for racial harmoniousness. He particularly wanted to learn waxy black young person that equality could be gained through non-violent methods. King stated that, ? nonviolent action, the Negro saw, was the manner to supplement-not replace-the procedure of alteration through legal resort. It was a manner to deprive himself of passiveness without ranging himself in revengeful force. ? ( pg. 36, Why We Can? t Wait ) These ideals are brooding in his celebrated? I have a dream? address, where Martin Luther King, Jr. addressed to over 250,000 people. In this address, King urges black people to neer bury their dreams. King preaches that in the eyes of God, the inkinesss are every bit good as any other race and should be treated as peers. ? I have a dream that one twent y-four hours every vale will be exalted, every hill and mountain shall be made low, the unsmooth topographic points shall be made field, and the crooked topographic points shall be made consecutive, and the glorification of the Godhead shall be revealed, and all shall see it together. ? ( Internet, Martin Luther King? s I Have a Dream Speech ) Unlike Malcolm X, King does non motivate his followings to riot and detest, but encourages his followings to retrieve that all people are God # 8217 ; s Children and that hopefully one twenty-four hours all Americans can fall in together to sing? My state? Ti of thee, Sweet land of autonomy, of thee I sing? ? ( cyberspace, Martin Luther King? s I Have a Dream Speech ) Martin Luther King? s eventual disenchantment became because of the deficiency of success the inkinesss were doing in America. This uncomfortableness is reflected in many of Dr. King? s addresss. In some of his addresss, Dr. King openly condemns American engagement in the Vietnam War. He believed that America should work out its ain racial and societal job before directing vulnerable immature work forces, particularly black work forces, to contend for something that was traveling on in the topographic point in which they lived. Dr. King along with the remainder of the state were forced to watch the barbarous sarcasm of watching black and white work forces in the intelligence and on telecasting as they killed and died together for a state that was unable to accept populating along side one another because of race or the colour of their tegument. Martin Luther King Jr. and Malcolm X are both remembered as leaders who fought for a difference in black America. Both tried to convey hope to inkinesss in a state where the white America did non socially accept them. Even though the two had different ways of advancing their message both tried to transfuse within inkinesss the power and strength the race needed in order rise above all the hatred that surrounded them. Malcolm X had a much more radical attack, that could be good traced to his background. He had gone through so much, seen so many things, but still wanted his people as a race to endeavor in a socially challenged America, where they had non been accepted since being transported to America from their fatherland of Africa. Martin Luther King Jr. had a much more unagitated attack to acquiring the state of affairss solved. Many have said that this non-violent attack came from his safe, middle-class environment. Although King did non digest the many adversities that Malcolm X endured, he knew what was traveling on, but his parents instilled in him the attitudes of making what he thought was morally right. King used that attitude to implement his non-violence direct action maneuver. The kineticss of King? s Moral value of non-violence was really apparent in the brand up of his character. This is why the maneuver of active non-violence ( sit-ins, protest Marches ) had put civil rights straight on the national docket, and this is why Martin Luther King, Jr. , the American civil rights leader is known for his leading excellence. In the terminal even though the two were different in turn toing their messages about black regard and pride, they both had a common end. That end was to accomplish equality between all races. Although they were different in the beginning, in the terminal the two both gave their lives making what was right, and the sunglassess off the eyes of an America that was blinded by racism.

Interpreting Financial Results free essay sample

When analyzing a business, financial statements provide a detailed look into the company and the success or failure which lies within in. Financial ratios are calculated to determine these numbers and to identify other number related variables that have an impact on the company and those investing in the business. Once determined they offer information concerning the businesses return on investment and the ability of the business to pay its bills on time, as well as what their projected future earnings will be. The following depicts the financial status of ABC SDN. We will write a custom essay sample on Interpreting Financial Results or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page BHD with financial ratio analysis. Financial Ratio Calculations Return on Investment Calculation: Return on Investment (ROI) = Net Income/ Stockholder’s Equity (total assets minus total liabilities) ABC SDN. BHD Calculation: -0. 018% = $1,881,000/ ($32,175,990 $32,209,990) $-34,000 Explanation: A return on investment ratio measures the businesses gain in comparison to cost and determines if it is headed in a favorable financial position. ABC SDN. BHD has a ROI of -0. 18% currently, which as it is does not appear to be favorable for the firm. Current Ratio Calculation: Current Ratio = Current Assets/ Current Liabilities ABC SDN. BHD Calculation: A current ratio is calculated in order to measure whether or not a company can successfully pay short term debt obligations. With a current ratio of 1. 43%, ABC SDN. BHD has a healthy current ratio. Assets Turnover Ratios Total Asset Turnover Calculation: Total Asset Turnover = Net Sales/ Total Assets ABC SDN. BHD Calculation: 3. 78% = $121,777,000 /$32,175,990 Explanation: Asset turnover determines how much a company sells for each dollar worth of assets they own. ABC SDN. BHD has a total asset turnover ratio of 3. 78%, which means they are selling3. 78% for every dollar’s worth of assets they own. Fixed Asset Turnover Calculation: Fixed Asset Turnover = Net Sales/ Net Fixed Assets ABC SDN. BHD Calculation: 4. 15% = $121,777,000/ $29,307,990 Explanation: The fixed asset turnover ratio takes into account how much sales the company generates from fixed assets and then considers depreciation. Total Debt Ratio Calculation. Total Debt Ratio = Total Debt/ Total Assets ABC SDN. BHD Calculation: 0. 11% = $983,578/ $8,650,245 Explanation: The total debt ratio determines how much leverage is being utilized by the business. ABC SDN. BHD is currently using 0.  11%. Interpretation of Results The interpretation of the financial analysis results compared against historical data allow a firm to assess the firms past performance; comparing it to current performance and projected future performance; this determines new goals and objectives that the company must strive for to increase chance of success. Conducting a benchmark on a firm is simply comparing the business with another to see where they are the same, different, and identify improvements and successes. An industry benchmark is completing the benchmark on a company within the same industry. An industry benchmark is conducted using ABC SDN. BHD financial statements in comparison to the logistics leader, Agility. Agility primarily specializes in freight forwarding, warehousing distribution, and haulage. Return on Investment Agility Calculation: 1. 79% = $1,705,442/ ($1,784, 173 $831, 237) $952,936 Benchmark Explanation: Return on Investment of ABC SDN. BHD is equal to -0. 018%, not favorable, as compared to Agility’s ROI which comes in as a positive number at 1. 79%; the higher the ROI the better the investment. Current Ratio Agility Calculation: Benchmark Explanation: Current Ratio of ABC SDN. BHD is equal to 1. 43%; in comparison Agility is doing a little better when considering current assets and current liabilities. Assets Turnover Ratios Total Asset Turnover Agility Calculation: 0. 35% = $627,174/ $1,784,173 Explanation: Total Asset Turnover Ratio of ABC SDN. BHD is equal to 3. 78%; Agility’s total asset turnover ratio is much lower indicating that they own more assets proportionally to the sales that they are making. Fixed Asset Turnover Agility Calculation: Explanation: Fixed Asset Turnover for ABC SDN. BHD is equal to 4. 15%. Agility’s net sales divided by net fixed assets determines the sales they make in comparison to their fixed assets. ABC SDN. BHD fixed asset turnover ratio is significantly higher than Agility’s. Total Debt Ratio Agility Calculation: 0. 47% = $831,237/$1,784,173 Explanation: Total Debt Ratio for ABC SDN. BHD is equal to 0. 11%; Agility comes in last in the total debt ratio once again with a higher number, displaying that the leverage used by Agility is higher than what ABC SDN. BHD is using. In conclusion, interpreting financial results are of high importance when it comes to analyzing a business. Analyzing financial statements are beneficial to the business in several ways; net worth of the business at a specific period of time, value of assets, liabilities of the business, profit, and income. This paper has determined financial ratios of the business ABC SDN. BHD and compared them to a business that specializes in the same industry; the results were interestingly different.